Guide to Family Farming – Public Credit for Cocoa


More than 10 different lines of credit offer up to R$ 400 thousand in financing for small cocoa producers in Brazil through the National Program for Strengthening Family Agriculture (Pronaf), a federal government initiative in force for over 25 years. interest rates ranging from 0.5% to 4.5% per year, the program is an important instrument for promoting family agricultural production.

However, many producers fail to obtain the benefit due to the complexity of the operation. “We realize that many times the small producer of cocoa has its production limited by the lack of resources. One of the major obstacles is the lack of information on access to rural credit”, points out economist Grazielle Cardoso, senior analyst for the Territorial Development of Southern Bahia program at Instituto Arapyaú.

To facilitate the understanding of this process, the Arapyaú Institute joined the Solidaridad Foundation and developed the Guide to Family Agriculture – Public Credit for Cocoa.


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